Introduction:
“Why do we need savings?”:

• Inequality of women in the economic old-age security (lower retirement age, lower wages, longer non-contributory periods, longer life expectancy);
• Weaker investment prospects in the coming decades (low interest rates, demographic changes – changes in the labour market);
• The condition of maintaining the economic growth rate;
• Scale of needs to supplement the retirement income from the public pension system for generations X, Y, Z

Debate:

• The quality and scope of financial education in the public system, in a context of financial literacy being one of the key skills in today’s consumer culture
• Restoring public trust in the capital market and the savings system as a condition for increased participation
• Effectiveness and accessibility of methods of building financial security – what could or should change in the Demographic Strategy 2040 and the Capital Market Development Strategy?
• How to reduce inequalities in the pension security access for Polish women